Top 8 Digital Bank Accounts.

May 2024

Compare the best accounts for savings and managing your money more efficiently

Brands Accounts & Pricing Card Highlights Our Rating Next Step
1
  • Standard - Free
  • Plus - £2.99/m
  • Premium - £6.99/m
  • Metal - £12.99/m
  • 3 months Revolut Premium Free trial
  • Money managing & saving tools
  • UK current account / European IBAN
  • Trade & Use Cryptocurrencies
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A Taste

Highlights

  • 3 months Revolut Premium Free trial
  • UK current account / European IBAN
  • Early salary feature
  • Manage your money & card via app

Top Features

  • Travel without extra hidden fees
  • Spending analytics
  • Pay and get paid easily
  • Round up on card payments for savings
  • Worldwide ATM withdrawals - up to £200 a month with no fee
Revolut - DAP - UK Review
2
  • Current Account
  • Business account
  • Teen account
  • Instant notifications for payments
  • Seperate Euro account
  • Spending habits insights
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A Taste

Highlights

  • Your Money is Protected by FSCS
  • British Bank Awards winner
  • Apply for your account + card in minutes

Top Features

  • Personal loans - competitve pricing, tailored for you
  • Save money with 'Goals'
  • Earn interest on your account balance
  • Deposit cash & cheques to account at any Post Office
Starling Bank - iOS Review
3
  • Current Account - £12.50/m
  • Free cardonemoney Prepaid Debit MasterCard® Card
  • £1.50 per UK ATM withdrawal
  • No credit checks
  • No hidden charges
  • Verification of identity and residency required
  • Earn up to 3.5% cashback with top UK retailers
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A Taste

Highlights

  • No credit checks
  • No account opening fee
  • No hidden charges
  • Apply in minutes

Top Features

  • Direct debit and standing order
  • Withraw funds at ATM
  • Need to speak with someone? The UK-based team are available Monday-Friday 08:30-17:00
  • Free mobile App
  • The Card One Money current account is not covered by the FSCS. Your funds are protected in a safeguarded account. See product FAQs for more information
CardOneMoney - P Review
4
  • Autosavings account - Free
  • Save money effortlessly
  • Set-up the account in under 10 minutes
  • Earn interest on your savings
  • Link your existing accounts & cards to one place
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Highlights

  • Save money effortlessly with Autosavings account
  • 10 minutes to set-up the account
  • Earn 0.5% AER on your savings
  • Regulated by the FCA

Top Features

  • Save money with 'Round-ups', Deposits & 'Safe to save' system  
  • Link your existing accounts & cards to one place
  • Tandem Mastercard credit card for domestic & abroad
Tandem - iOS Review
5
  • Current account - Free to open

  • Kroo Debit card - Order for Free

  • 4.35% AER on balances up to £85K
  • *4.35% AER / 4.26% Gross (variable) interest on your current account balance up to £85,000 from 01.06.23
  • Zero fees when spending abroad
  • 24.9 % EAR/APR Overdraft
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A Taste

Highlights

  • Current account - Free to open
  • ​Kroo Debit card - Order for Free
  • UK-based customer support

Top Features

  • 4.35% AER on balances up to £85K
  • Zero fees when spending abroad
  • 24.9 % EAR/APR Overdraft
  • Manage bill splitting and group expenses seamlessly in-app
  • ​Commitment to plant 1m trees that impact local communities by the end of 2023
Kroo - Mobile Review
6
  • Acorn Current Account - £14.50/m
  • Free Acorn Account Prepaid Debit MasterCard® Card
  • No credit checks
  • No hidden charges
  • Quick and easy to apply
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A Taste

Highlights

  • No credit checks
  • No hidden charges
  • Quick and easy to apply
  • Get Acorn Prepaid Debit MasterCard® Card

Top Features

  • Monitor 24/7 via App
  • Pay Bills faster
  • Sort code & account number delivered in minutes
CardOneMoney - Acorn - P Review
7
  • Easy Bank (P) - 2.99 €/m
  • Easy Money (P) - 8.99 €/m
  • Easy Green (P) - 17.99 €/m
  • Group payments
  • Sub-account sharing
  • Send Money Overseas with Transferwise
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A Taste

Highlights

  • Sign up in 5 minutes
  • No Tax number needed
  • No Credit Checks
  • No monthly fees
  • Shop online safely using a virtual one-time Online Card
  • Great for Expats

Top Features

  • Support Apple Pay and Google Pay
  • Up to 10 monthly Free global ATM withdrawals
  • Save money easily with 'Round-ups' & Goals.
bunq - UK - iOS Review

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3 months Revolut Premium Free trial

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96

3

92

4

89

5

86

6

82

7

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The Advantages of Neobanks

Always Available

Now you can Fully manage your bank account on-the-go using the app or desktop site 

Financial Control

Control your money with unique budgeting tools and real-time actions notifications

Safe & Secure

These services uses the highest level of security standards, regulations and funds protection, so your money will be safe

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.

Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.