Top 8 Digital Banks - Netherlands.

February 2025

Compare services, Choose the best & Open your account in minutes

Brands Accounts & Pricing Card Highlights Our Rating Next Step
1
  • Basic - Free
  • N26 SMART - €4.90
  • Regulated by the PRA & BaFin
  • Full European banking licence
  • Support Google Pay & Apple Pay
  • Travel insurance with Premium accounts
  • No Currency exchange fees
98

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A Taste

Highlights

  • Basic - Free
  • N26 SMART - €4.90
  • N26 You - €9.90
  • Metal - €16.90

Top Features

  • Free Standard account
  • Free payments in any currency
  • Free Contactless N26 Mastercard
  • Free additional N26 Maestro card
  • Free ATM withdrawals worldwide
N26 NL - m Review
2

  • bunq Free - Free
  • bunq Core - 3.99 €/m
  • bunq Pro - 9.99 €/m
  • bunq Elite - 18.99 €/m
  • Earn up to 2% cashback on eligible payments on credit cards.
  • 2.67% Interest rate.
  • 30 day free trial on any plan.
  • Sub-accounts for easy budgeting
  • Up to 6 monthly Free global ATM withdrawals.
96

More info+

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A Taste

Highlights

  • Earn up to 2% cashback on eligible payments on credit cards.
  • 2.67% Interest rate.
  • 30 day free trial on any plan.
  • Sub-accounts for easy budgeting
  • Up to 6 monthly Free global ATM withdrawals.

Top Features

  • bunq Free - Free
  • bunq Core - 3.99 €/m
  • bunq Pro - 9.99 €/m
  • bunq Elite - 18.99 €/m
bunq NL - m Review
3
  • Standard - €0/month
  • Premium - €9.99/month
  • Up to 2% Cryptoback on online and in-store purchases
  • Manage your currencies in one simple platform
  • Spend multiple currencies with Wirex Mastercard
92

More info+

Go To Site

A Taste

Highlights

  • Up to 2% Cryptoback on online and in-store purchases
  • Manage your currencies in one simple platform
  • Spend multiple currencies with Wirex Mastercard

Top Features

  • Standard - €0/month
  • Premium - €9.99/month
  • Elite - €29.99/month
Wirex - NL Review
4
  • N26 SMART - €4.90
    • ​Physical card included
    • 1.3% Interest rate on savings
    • 3 Free ATM Withdrawals in euros
    • 10 Spaces sub-accounts
  • Regulated by the PRA & BaFin
  • Full European banking licence
  • Support Google Pay & Apple Pay
  • Travel insurance with Premium accounts
  • No Currency exchange fees
89

More info+

Go To Site

A Taste

Highlights

  • N26 SMART - €4.90
    • ​Physical card included
    • 1.3% Interest rate on savings
    • 3 Free ATM Withdrawals in euros
    • 10 Spaces sub-accounts

Top Features

  • Regulated by the PRA & BaFin
  • Full European banking licence
  • Support Google Pay & Apple Pay
  • Travel insurance with Premium accounts
  • No Currency exchange fees
N26 Smart - NL Review
5
  • Standard - Free
  • Plus - €2.99/m
  • Premium - €6.99/m
  • Metal - €12.99/m
  • 3 months Revolut Premium Free trial
  • Money managing & saving tools
  • UK current account / European IBAN
  • Trade & Use Cryptocurrencies
86

More info+

Go To Site

A Taste

Highlights

  • 3 months Revolut Premium Free trial
  • UK current account / European IBAN
  • Early salary feature
  • Manage your money & card via app

Top Features

  • Travel without extra hidden fees
  • Spending analytics
  • Pay and get paid easily
  • Round up on card payments for savings
  • Worldwide ATM withdrawals - up to £200 a month with no fee
Revolut NL - m Review
6
  • bunq Free - Free
  • bunq Core - 3.99 €/m
  • bunq Pro - 9.99 €/m
  • bunq Elite - 18.99 €/m
  • Earn up to 2% cashback on eligible payments on credit cards.
  • 2.67% Interest rate.
  • 30 day free trial on any plan.
  • Sub-accounts for easy budgeting
  • Invest in stocks
82

More info+

Go To Site

A Taste

Highlights

  • bunq Free - Free
  • bunq Core - 3.99 €/m
  • bunq Pro - 9.99 €/m
  • bunq Elite - 18.99 €/m

Top Features

  • Earn up to 2% cashback on eligible payments on credit cards.
  • 2.67% Interest rate.
  • 30 day free trial on any plan.
  • Sub-accounts for easy budgeting
  • Invest in stocks
bunq - Pro - NL Review
7
  • All in 1 Business account
  • 30 Days free trial
  • Basic - From €9/month
  • Local IBAN, Physical & Virtual card
  • Advanced Bookkeeping and Accounting Tools
  • Upload receipts with camera and attach it to the transaction
  • Automatic VAT detection tool
79

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A Taste

Highlights

  • All in 1 Business account
  • 30 Days free trial
  • Basic - From €9/month

Top Features

  • Local IBAN, Physical & Virtual card
  • Advanced Bookkeeping and Accounting Tools
  • Upload receipts with camera and attach it to the transaction
  • Automatic VAT detection tool
Qonto NL Review
8
  • Multy-Currency Accounts
  • Free - €0/m
  • Grow- €25/m
  • Scale - €100/m
  • Enterprise - Custom
  • Hold 30 currencies in one account
  • Cost-efficient FX Management
  • Local and international unique account details 
77

More info+

Go To Site

A Taste

Highlights

  • Multy-Currency Accounts
  • Free - €0/m
  • Grow- €25/m
  • Scale - €100/m
  • Enterprise - Custom

Top Features

  • Hold 30 currencies in one account
  • Cost-efficient FX Management
  • Local and international unique account details 
  • Payment gateway
  • Easy Expenses management
Revolut Business - Banks - EU Review
9

Basic - €2.95 per month

joint account - €4.35 per month

 

  • Secure, simple and fast account opening.
  • Open an account without BSN number.
  • Convenient when travelling.
  • Customer service and calls directly from the app. 
  • Purchases insured for 365 days against theft, loss and damage.
75

More info+

Go To Site

A Taste

Highlights

  • Secure, simple and fast account opening.
  • Open an account without BSN number.
  • Customer service and calls directly from the app. 

Top Features

Basic - €2.95 per month

joint account - €4.35 per month

 

ABN AMRO - NL Review
Best For: Free Digital bank account, Debit card
100% mobile bank account with no monthly fees
N26 Standard Account
9.8
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Unlimited free trades, 4000+ stocks & ETFs

N26 Debit Mastercard for €0/month
Bunq Account
9.6
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30 day free trial on any plan

Bunq Credit card
Best For: Spend cash & crypto anywhere
Earn up to 8% Cryptoback™ on all purchases
Wirex Account
9.2
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"Secured, easy to manage app"

Wirex Debit Card
Best For: spending and saving
Unlock access to special offers
N26 'Smart' account
8.9
More Info
Unlimited free trades, 4000+ stocks & ETFs

N26 Debit Mastercard for €4.90/month
Best For: Online purchases
Popular subscriptions included with your plan
Revolut Plus
8.6
More Info
3 months Revolut Premium Free trial

Revolut Card
Best For: Online Purchases
Get & manage your card for Free
Bunq 'Pro' Account
8.2
More Info
Get your Free virtual credit card

Bunq Virtual Card
Best For: Business, Invoicing, Bookkeeping
9 Free trial months
Qonto Business Account
7.9
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Open your business bank account online in just 10 minutes

Business payment card
7.7
More Info

Revolut Business Card
7.5
More Info

The Advantages of Neobanks

Always Available

Now you can Fully manage your bank account on-the-go using the app or desktop site 

Financial Control

Control your money with unique budgeting tools and real-time actions notifications

Safe & Secure

These services uses the highest level of security standards, regulations and funds protection, so your money will be safe

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.

Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.