Top 8 Digital Banks For Spain.

May 2024

Compare services, Choose the best & Open your account in minutes

Brands Accounts & Pricing Card Highlights Our Rating Next Step
1
  • Basic - Free
  • N26 SMART - €4.90
  • N26 You - €9.90
  • Metal - €16.90
  • Regulated by the PRA & BaFin
  • Full European banking licence
  • Support Google Pay & Apple Pay
  • Travel insurance with Premium accounts
  • No Currency exchange fees
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A Taste

Highlights

  • Full European banking licence
  • Support Google Pay & Apple Pay
  • Secure online payments
  • Use your card before it arrives

Top Features

  • Free Standard account
  • Free payments in any currency
  • Free Contactless N26 Mastercard
  • Free additional N26 Maestro card
  • Free ATM withdrawals worldwide
N26 ES Review
2
  • Easy Bank (P) - 3.99 €/m
  • Easy Money (P) - 9.99 €/m
  • Easy Green (P) - 18.99 €/m
  • Earn up to 2% cashback on eligible payments on credit card.
  • 30 day free trial on any plan.
  • 2.46% Interest rate for all plans
  • Up to 6 monthly Free global ATM withdrawals
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A Taste

Highlights

  • Earn up to 2% cashback on eligible payments on credit card.
  • Sign up in 5 minutes
  • No Tax number needed
  • No Credit Checks
  • No monthly fees
  • Shop online safely using a virtual one-time Online Card
  • Great for Expats

Top Features

  • Easy Bank (P) - 3.99 €/m
  • Easy Money (P) - 9.99 €/m
  • Easy Green (P) - 18.99 €/m
bunq ES Review
3
  • Standard - Free
  • Plus - €2.99/m
  • Premium - €6.99/m
  • Metal - €12.99/m
  • 3 months Revolut Premium Free trial
  • Money managing & saving tools
  • UK current account / European IBAN
  • Trade & Use Cryptocurrencies
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A Taste

Highlights

  • 3 months Revolut Premium Free trial
  • UK current account / European IBAN
  • Early salary feature
  • Manage your money & card via app

Top Features

  • Travel without extra hidden fees
  • Spending analytics
  • Pay and get paid easily
  • Round up on card payments for savings
  • Worldwide ATM withdrawals - up to £200 a month with no fee
Revolut ES Review
4
  • Standard - €0/month
  • Premium - €9.99/month
  • Elite - €29.99/month
  • Up to 16% interest on savings accounts on GBP and Euros
  • Manage your currencies in one simple platforms
  • Spend crypto and multiple currencies with Wirex Mastercard
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A Taste

Highlights

  • Up to 16% interest on savings accounts on GBP and Euros
  • Manage your currencies in one simple platform
  • Spend crypto and multiple currencies with Wirex Mastercard
  • Up to 10% interest on BTC and ETH

Top Features

  • Standard - €0/month
  • Premium - €9.99/month
  • Elite - €29.99/month
Wirex - ES Review
5
  • Starter - Free
  • Essential - €1.95
  • Classic - €5.95
  • Premium - €14.95
  • Free Starter account + Card & Virtual card
  • Open an account in minutes, with no credit checks
  • Multi-currency accounts - GBP, EUR, RON
  • Send money abroad at great rates
  •  
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A Taste

Highlights

  • No credit checks & no proof of address required
  • EUR Account & Sort Code
  • Free instant card top-ups
  • 14 supported languages
  • Debit/Virtual card with account

Top Features

  • SOFORT top-ups​
  • Virtual cards for safe and secure online payments
  • Lock/unlock the card in the app
Monese ES Review
6
  • All in 1 Business account
  • 30 Days free trial
  • Basic - From €9/month

 

  • Spanish IBAN, Physical & Virtual card
  • Advanced Bookkeeping and Accounting Tools
  • Upload receipts with camera and attach it to the transaction
  • Automatic VAT detection tool
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A Taste

Highlights

  • All in 1 Business account
  • 30 Days free trial
  • Basic - From €9/month

Top Features

  • Freelancers / SMEs / Enterprises Accounts
  • Spanish IBAN, Physical & Virtual card
  • Initiate and Receive transactions with a click
  • Upload receipts with camera and attach it to the transaction
  • Automatic VAT detection
  • Advanced Bookkeeping and Accounting Tools
qonto - ES - P Review
7
  • Saving Accounts - Management costs from 0.12%
  • inbestMe Plus - Personal Financial Manager. From €/$100,000
  • Kids Account
  • Best for saving accounts.
  • Minimum investment starts at $/€1,000
  • Kids account (for Spanish citizens only).
  • Full online registration.
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A Taste

Highlights

  • Saving Accounts - Management costs from 0.12%
  • inbestMe Plus - Personal Financial Manager. From €/$100,000
  • Kids Account

Top Features

  • Best for saving accounts.
  • Minimum investment starts at $/€1,000
  • Kids account (for Spanish citizens only).
  • Full online registration.
InbestMe Spain Review

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The Advantages of Neobanks

Always Available

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Financial Control

Control your money with unique budgeting tools and real-time actions notifications

Safe & Secure

These services uses the highest level of security standards, regulations and funds protection, so your money will be safe

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.

Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.