Fully licensed UK bank protected by the FSCS up to £85,000
24/7 UK-based customer support directly in the app
Free ATM cash withdrawals across the UK and worldwide
Apply in minutes directly from your phone
Top destination countries
Starling offers the agility of a startup alongside the trust of a fully regulated UK bank-giving you zero maintenance fees without compromising on FSCS security
Unlike legacy banks that stack hidden fees overseas, Starling uses Mastercard's real exchange rate with no added markups for foreign spending or cash withdrawals
Skip the repetitive chatbot loops. Starling sets a high bar with genuine, 24/7 UK-based human support available in-app and over the phone
Fully licensed UK bank protected by the FSCS up to £85,000
24/7 UK-based customer support directly in the app
Free ATM cash withdrawals across the UK and worldwide
Apply in minutes directly from your phone
Top destination countries
Starling offers the agility of a startup alongside the trust of a fully regulated UK bank-giving you zero maintenance fees without compromising on FSCS security
Unlike legacy banks that stack hidden fees overseas, Starling uses Mastercard's real exchange rate with no added markups for foreign spending or cash withdrawals
Skip the repetitive chatbot loops. Starling sets a high bar with genuine, 24/7 UK-based human support available in-app and over the phone
Earn RevPoints on purchases to swap for airline miles.
Fee-free spending abroad with zero foreign transaction fees.
Free global ATM withdrawals from £200 to £2,000 monthly.
In-app investment tools for global stocks and commodities starting from £1.
Top destination countries
Revolut has matured far beyond its travel origins into a definitive financial super-app built to handle every facet of modern consumer life.
The platform eliminates the hassle of switching apps by centralizing your checking, high-yield savings, investments, and international spending in one place.
Maximize your growth with highly competitive interest rates on instant-access savings vaults, featuring daily payouts and zero withdrawal restrictions.
Secure your online shopping with dynamic, single-use virtual cards that automatically regenerate after every transaction to completely block skimming.
Earn RevPoints on purchases to swap for airline miles.
Fee-free spending abroad with zero foreign transaction fees.
Free global ATM withdrawals from £200 to £2,000 monthly.
In-app investment tools for global stocks and commodities starting from £1.
Top destination countries
Revolut has matured far beyond its travel origins into a definitive financial super-app built to handle every facet of modern consumer life.
The platform eliminates the hassle of switching apps by centralizing your checking, high-yield savings, investments, and international spending in one place.
Maximize your growth with highly competitive interest rates on instant-access savings vaults, featuring daily payouts and zero withdrawal restrictions.
Secure your online shopping with dynamic, single-use virtual cards that automatically regenerate after every transaction to completely block skimming.
Trusted by 1.5 million businesses - over $500bn sent since 2004.
Zero FX fees on card spend in 15 currencies.
Seamless Xero, NetSuite, and QuickBooks integration.
Free to receive international payments - no incoming fees
Online customer service – Real human support - accessible support channels for quick issue resolution.
Top Destination Countries
Unlike standard business accounts, WorldFirst is purpose-built for international supply chains, making it the premier choice for importers and e-commerce sellers.
Marketplace-first infrastructure - collect revenue directly from 130+ platforms, including Amazon, Shopify, and TikTok Shop in local currencies, without routing through a UK bank first.
Built for payment volume - batch payments to 200 suppliers, free transfers between WorldFirst users, and direct access to 150,000+ Chinese suppliers via 1688.com
Use advanced forward contracts to lock in exchange rates and shield your profit margins from unpredictable market volatility.
Trusted by 1.5 million businesses - over $500bn sent since 2004.
Zero FX fees on card spend in 15 currencies.
Seamless Xero, NetSuite, and QuickBooks integration.
Free to receive international payments - no incoming fees
Online customer service – Real human support - accessible support channels for quick issue resolution.
Top Destination Countries
Unlike standard business accounts, WorldFirst is purpose-built for international supply chains, making it the premier choice for importers and e-commerce sellers.
Marketplace-first infrastructure - collect revenue directly from 130+ platforms, including Amazon, Shopify, and TikTok Shop in local currencies, without routing through a UK bank first.
Built for payment volume - batch payments to 200 suppliers, free transfers between WorldFirst users, and direct access to 150,000+ Chinese suppliers via 1688.com
Use advanced forward contracts to lock in exchange rates and shield your profit margins from unpredictable market volatility.
Regulation
FCA
The Advantages of Neobanks
Always Available
Now you can Fully manage your bank account on-the-go using the app or desktop site
Financial Control
Control your money with unique budgeting tools and real-time actions notifications
Safe & Secure
These services uses the highest level of security standards, regulations and funds protection, so your money will be safe
Stay On The Safe Side & Make Smarter Decision
All of the services presented in our website are regulated and licenced.
Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.
If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.
Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.
Updated on Oct 2026 
