Émettez des cartes Mastercard physiques ou virtuelles pour vos employés.
Qonto Carte Plus
Qonto Carte Plus | ACPR
Highlights
Aucun frais caché : des tarifs clairs et transparents sans surprise.
Service client ultra-réactif disponible 24h/24 et 7j/7 par chat.
Créez des sous-comptes avec IBAN dédiés pour isoler vos budgets.
Garantie des dépôts jusqu'à 100 000 € pour sécuriser votre trésorerie.
Top Features
Plus besoin d'exporter des fichiers compliqués. La plateforme permet d'ouvrir un accès sécurisé à votre comptable pour qu'il récupère directement toutes les pièces justificatives.
De la création d'entreprise avec le dépôt de capital jusqu'au paiement des factures fournisseurs, l'application centralise absolument tous les outils financiers indispensables aux professionnels.
Qonto simplifies your daily routine by automatically detecting VAT on scanned receipts and sending automated reminders to your team for missing paperwork.
Aucun frais caché : des tarifs clairs et transparents sans surprise.
Service client ultra-réactif disponible 24h/24 et 7j/7 par chat.
Créez des sous-comptes avec IBAN dédiés pour isoler vos budgets.
Garantie des dépôts jusqu'à 100 000 € pour sécuriser votre trésorerie.
Top Features
Plus besoin d'exporter des fichiers compliqués. La plateforme permet d'ouvrir un accès sécurisé à votre comptable pour qu'il récupère directement toutes les pièces justificatives.
De la création d'entreprise avec le dépôt de capital jusqu'au paiement des factures fournisseurs, l'application centralise absolument tous les outils financiers indispensables aux professionnels.
Qonto simplifies your daily routine by automatically detecting VAT on scanned receipts and sending automated reminders to your team for missing paperwork.
Priority 24/7 customer support via phone or direct in app chat
Get a dedicated local IBAN in Germany, Italy, France or Spain
Allianz travel insurance covering flight delays and medical care
Top Features
Complete peace of mind for account holders wanting a fully licensed bank backed by strict deposit protection up to €100,000
Seamless budgeting tools that allow users to instantly split money into separate sub accounts and set automated rules to grow savings effortlessly
All in one financial hub that brings daily banking together with instant high yield savings along with stock trading and crypto investing inside a single app
Priority 24/7 customer support via phone or direct in app chat
Get a dedicated local IBAN in Germany, Italy, France or Spain
Allianz travel insurance covering flight delays and medical care
Top Features
Complete peace of mind for account holders wanting a fully licensed bank backed by strict deposit protection up to €100,000
Seamless budgeting tools that allow users to instantly split money into separate sub accounts and set automated rules to grow savings effortlessly
All in one financial hub that brings daily banking together with instant high yield savings along with stock trading and crypto investing inside a single app
The only provider with a genuinely free forever plan - no trial, no expiry.
2% FX fee applies on card transactions made in a foreign currency
Accounting integrations with Xero and QuickBooks.
Multicurrency - 10 currencies: GBP, EUR, USD, other EU currencies.
Issue virtual cards instantly - physical cards can be added to Apple Pay and Google Pay.
Real-time transaction tracking across all cards from a single dashboard.
Top Features
Wallester delivers more on its free plan than most providers charge for on paid tiers - 300 virtual cards, unlimited users, and full spend controls at zero cost is an offer no other provider currently matches.
For UK startups and SMEs looking to replace shared cards or spreadsheet-based expense tracking, Wallester offers the lowest-friction, lowest-cost entry point available.
The free plan is not a stripped-back trial - core features including real-time tracking, receipt capture, and accounting integrations are all available from day one.
Unlike per-user platforms, Wallester's pricing model doesn't penalise growth - a team of 2 and a team of 200 pay exactly the same on the free plan.
The only provider with a genuinely free forever plan - no trial, no expiry.
2% FX fee applies on card transactions made in a foreign currency
Accounting integrations with Xero and QuickBooks.
Multicurrency - 10 currencies: GBP, EUR, USD, other EU currencies.
Issue virtual cards instantly - physical cards can be added to Apple Pay and Google Pay.
Real-time transaction tracking across all cards from a single dashboard.
Top Features
Wallester delivers more on its free plan than most providers charge for on paid tiers - 300 virtual cards, unlimited users, and full spend controls at zero cost is an offer no other provider currently matches.
For UK startups and SMEs looking to replace shared cards or spreadsheet-based expense tracking, Wallester offers the lowest-friction, lowest-cost entry point available.
The free plan is not a stripped-back trial - core features including real-time tracking, receipt capture, and accounting integrations are all available from day one.
Unlike per-user platforms, Wallester's pricing model doesn't penalise growth - a team of 2 and a team of 200 pay exactly the same on the free plan.
Rated 4.2/5 on Trustpilot from over 3,800 reviews.
No credit check on application - open even as a brand new business
Receive your debit Mastercard® within 5 working days.
Take care of your unpaid invoices by creating, sending and politely chasing debtors.
Payment schedules of purchase invoices.
Top Features
Genuinely different from the rest - while others focus on cards and FX, ANNA is built around killing the admin burden for small business owners.
All-in-one from day one - business account, invoicing, receipt capture, and real-time tax estimates in a single app, starting at £0.
The free tier actually delivers - AI receipt scanning and live HMRC tax estimates included on the free plan, no upgrade required.
Removes the awkward part of getting paid - automatic late payment chasing follows up overdue invoices on your behalf so you don't have to.
Regulation
A Taste
The Advantages of Neobanks
Always Available
Now you can Fully manage your bank account on-the-go using the app or desktop site
Financial Control
Control your money with unique budgeting tools and real-time actions notifications
Safe & Secure
These services uses the highest level of security standards, regulations and funds protection, so your money will be safe
Stay On The Safe Side & Make Smarter Decision
All of the services presented in our website are regulated and licenced.
Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.
If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.
Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.
Updated on Oct 2026 
