Fully licensed UK bank protected by the FSCS up to £85,000
24/7 UK-based customer support directly in the app
Free ATM cash withdrawals across the UK and worldwide
Apply in minutes directly from your phone
Top Features
Starling offers the agility of a startup alongside the trust of a fully regulated UK bank-giving you zero maintenance fees without compromising on FSCS security
Unlike legacy banks that stack hidden fees overseas, Starling uses Mastercard's real exchange rate with no added markups for foreign spending or cash withdrawals
Skip the repetitive chatbot loops. Starling sets a high bar with genuine, 24/7 UK-based human support available in-app and over the phone
Fully licensed UK bank protected by the FSCS up to £85,000
24/7 UK-based customer support directly in the app
Free ATM cash withdrawals across the UK and worldwide
Apply in minutes directly from your phone
Top Features
Starling offers the agility of a startup alongside the trust of a fully regulated UK bank-giving you zero maintenance fees without compromising on FSCS security
Unlike legacy banks that stack hidden fees overseas, Starling uses Mastercard's real exchange rate with no added markups for foreign spending or cash withdrawals
Skip the repetitive chatbot loops. Starling sets a high bar with genuine, 24/7 UK-based human support available in-app and over the phone
Regulation
A Taste
The Advantages of Neobanks
Always Available
Now you can Fully manage your bank account on-the-go using the app or desktop site
Financial Control
Control your money with unique budgeting tools and real-time actions notifications
Safe & Secure
These services uses the highest level of security standards, regulations and funds protection, so your money will be safe
Stay On The Safe Side & Make Smarter Decision
All of the services presented in our website are regulated and licenced.
Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.
If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.
Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.
Updated on Oct 2026 
