Top 8 Online Banks - UK.

May 2024

Compare services, Choose the best & Open your account in minutes

	Accounts & Pricing	Highlights	Our Rating	Next Step
1	Standard - Free Plus - £2.99/m Premium - £6.99/m Metal - £12.99/m	3 months Revolut Premium Free trial Money managing & saving tools UK current account / European IBAN Trade & Use Cryptocurrencies	98 More Details+	Go To Site
A Taste Highlights 3 months Revolut Premium Free trial UK current account / European IBAN Early salary feature Manage your money & card via app Top Features Travel without extra hidden fees Spending analytics Pay and get paid easily Round up on card payments for savings Worldwide ATM withdrawals - up to £200 a month with no fee Revolut - DAP - UK Review
2	Essential - Free Premium - £4.97 /month Premium Plus - £9.97 /month	No credit checks. Just 10 minutes to apply. Exclusive cashback rewards. Get your debit card in 3-5 working days.	96 More Details+	Go To Site
A Taste Highlights Free Plan - "Essential" €100,000 Deposit Guarantees Unlimited free ATM withdrawals Free Annual Tax Report Customer Support via Chat & Email Top Features Contactless payments + 3D secure for online payments Customized card management SEPA-transfers Standing orders Easy top up Secure Wallets and Vaults for Crypto Storage Suits Me - UK Review
3	Chase Current Account - Free Requirements: be 18+ be a resident of the UK only have a smartphone and a UK mobile number be a tax resident of the UK	Pay zero fees from us whether you are home or abroad. Earn 5% AER (4.89% gross) variable on separate round up pot paid monthly. Chase current account required to open round-up account. Round-up account balance transfers to elected Chase current or saver account on anniversary of account opening. T&Cs apply.	92 More Details+	Go To Site
A Taste Highlights No monthly fees Interest rate - 1% AER (Interest paid monthly) 24/7 support via app Top Features 1% Cashback on everyday debit card spending. Available for your first 12 months as a new customer. Max £15 per month. Cashback exceptions apply Chase Review
4	Current Account - £12.50/m Free cardonemoney Prepaid Debit MasterCard® Card £1.50 per UK ATM withdrawal	No credit checks No hidden charges Verification of identity and residency required Earn up to 3.5% cashback with top UK retailers	89 More Details+	Go To Site
A Taste Highlights No credit checks No account opening fee No hidden charges Apply in minutes Top Features Direct debit and standing order Withraw funds at ATM Need to speak with someone? The UK-based team are available Monday-Friday 08:30-17:00 Free mobile App The Card One Money current account is not covered by the FSCS. Your funds are protected in a safeguarded account. See product FAQs for more information CardOneMoney - P Review
5	Starter - Free Classic - £5.95 Premium - £14.95 Credit Builder - £7.95/m	Open an account in minutes, with no credit checks Multi-currency accounts in GBP, EUR and RON Great for students.	86 More Details+	Go To Site
A Taste Highlights Multi-currency accounts in GBP, EUR and RON Special discounts on top merchants Open an account in minutes - No credit checks Top Features Get £10 after 1st card transaction. code: NEOBANKS. T&C apply Free Starter account + Mastercard & Virtual card Bills & Purchase protection (paid plans) Monese - UK Review
6	For Companeys or Corporates £12.50 / month Custom pricing for corporates. Limited Company Account £55 application fee	No credit checks. Verification of identity and residency required No branch visits COM aim to open your account in 4 hours UK Call Centre	82 More Details+	Go To Site
A Taste Highlights No credit checks - Verification of identity and residency required No branch visits COM aim to open your account in 4 hours UK Call Centre Top Features Pay in cash and cheques IBAN and SWIFT for international payments Free Online Banking App Cashback rewards The Card One Money business account is not covered by the FSCS. Your funds are protected in a safeguarded account. CardsOneMoney - Business - Banks Review
7	Current account - Free to open Kroo Debit card - Order for Free	4.35% AER on balances up to £85K *4.35% AER / 4.26% Gross (variable) interest on your current account balance up to £85,000 from 01.06.23 Zero fees when spending abroad 24.9 % EAR/APR Overdraft	79 More Details+	Go To Site
A Taste Highlights Current account - Free to open Kroo Debit card - Order for Free UK-based customer support Top Features 4.35% AER on balances up to £85K Zero fees when spending abroad 24.9 % EAR/APR Overdraft Manage bill splitting and group expenses seamlessly in-app Commitment to plant 1m trees that impact local communities by the end of 2023 Kroo - Mobile Review
8	Free for Charities and non-profits The perfect plan for SMEs No foreign transaction fees in 20 major currencies Just £50 per year £1.50 per cash withdrawal both in the UK & abroad	Available to all business types Add money quickly & easily with total visibility of your team’s spending in one place Cashflow management & budgeting Integrated with Xero Pause or resume cards instantly & block ATM withdrawals to help keep your money secure.	77 More Details+	Go To Site
A Taste Highlights Making expense management simple for over 20,000 businesses Work around the world – cards can be used in over 190 countries where Mastercard is accepted Prepaid multi-currency Mastercard card with an IBAN Top Features Tried & trusted, helping customers manage and move over £10billion around the world since 2005 Finance Managers stay in control by monitoring budgets, responding to requests & adjusting user permissions You’ll get an expert account manager who works to understand your business needs & arrange demos for your team *Your funds are held in safeguarded bank accounts and are protected. However, the Equals Money account is not covered by the FSCS. See product FAQs for more information. Equals Money - Business - Banks Review
9	Current Account Bussiness account Joint Account Teen account	Only UK residents GBP only account Overdrafts up to £1,000	75 More Details+	Go To Site
A Taste Highlights UK customers Only Put your salary into Monzo and get the cash a day before Money management tools in-app Set budget for your spendings Top Features Earn up to 1.3% interest on your savings. T&C applied Pay direct debits Loans up to £15,000 Monzo Review

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3 months Revolut Premium Free trial

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The Advantages of Neobanks

Always Available

Now you can Fully manage your bank account on-the-go using the app or desktop site

Financial Control

Control your money with unique budgeting tools and real-time actions notifications

Safe & Secure

These services uses the highest level of security standards, regulations and funds protection, so your money will be safe

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.

Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.