Top 8 Digital Banks For Germany.

March 2024

We've listed the safest brands so you can choose and take control of your money securely

Brands Accounts & Pricing Card Highlights Our Rating Next Step
1
  • Basic - Free
  • N26 SMART - €4.90
  • N26 You - €9.90
  • Metal - €16.90
  • Regulated by the PRA & BaFin
  • Full European banking licence
  • Support Google Pay & Apple Pay
  • Travel insurance with Premium accounts
  • No Currency exchange fees
98

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A Taste

Highlights

  • Full European banking licence
  • Support Google Pay & Apple Pay
  • Secure online payments
  • Use your card before it arrives

Top Features

  • Free Standard account
  • Free payments in any currency
  • Free Contactless N26 Mastercard
  • Free additional N26 Maestro card
  • Free ATM withdrawals worldwide
N26 DE Review
2
  • Easy Bank (P) - 3.99 €/m
  • Easy Money (P) - 9.99 €/m
  • Easy Green (P) - 18.99 €/m
  • Earn up to 2% cashback on eligible payments on credit cards.
  • 3.50% Interest rate for the first 4 months (1.56% after)
  • 30 day free trial on any plan.
  • Sub-accounts for easy budgeting
  • Up to 6 monthly Free global ATM withdrawals.
96

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A Taste

Highlights

  • Earn up to 2% cashback on eligible payments on credit card.
  • 3.50% Interest rate for the first 4 months (1.56% after)
  • 30-day free trial on any plan.
  • Sub-accounts for easy budgeting
  • Up to 6 monthly Free global ATM withdrawals.

Top Features

  • Easy Bank (P) - 3.99 €/m
  • Easy Money (P) - 9.99 €/m
  • Easy Green (P) - 18.99 €/m
bunq DE Review
3
  • Standard - Free
  • Plus - €2.99/m
  • Premium - €6.99/m
  • Metal - €12.99/m
  • 3 months Revolut Premium Free trial
  • Money managing & saving tools
  • UK current account / European IBAN
  • Trade & Use Cryptocurrencies
92

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A Taste

Highlights

  • 3 months Revolut Premium Free trial
  • UK current account / European IBAN
  • Early salary feature
  • Manage your money & card via app

Top Features

  • Travel without extra hidden fees
  • Spending analytics
  • Pay and get paid easily
  • Round up on card payments for savings
  • Worldwide ATM withdrawals - up to £200 a month with no fee
Revolut - DE Review
4

  • Simple - Free
  • Classic - €5.95
  • Premium - €14.95
  • Free Starter account + Card & Virtual card
  • Open an account in minutes, with no credit checks
  • Multi-currency accounts - GBP, EUR, RON
  • Send money abroad at great rates
89

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A Taste

Highlights

  • Fast account opening
  • EUR account & sort code
  • Virtual cards for safe and secure payments
  • No monthly fees
  • Support German

Top Features

  • SOFORT top-ups​
  • Virtual cards for safe and secure online payments
  • Lock/unlock the card in the app
Monese DE Review
5
  • X-accounts
  • Crypto & Traditional currency account
  • Wirex Mastercard
  • Up to 16% interest on savings accounts on GBP and Euros
  • Manage your currencies in one simple platforms
  • Spend crypto and multiple currencies with Wirex Mastercard
86

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A Taste

Highlights

  • Up to 16% interest on savings accounts on GBP and Euros
  • Manage your currencies in one simple platforms
  • Spend crypto and multiple currencies with Wirex Mastercard
  • Up to 10% interest on BTC and ETH

Top Features

  • Send & receive payments globally for free
  • Convert & spend crypto with account
  • Exchange digital & traditional currencies in-app or online instantly
Wirex - T1 Review
6
  • Geschäftskonto & Karten
  • 30 Tage kostenlos. Immer unverbindlich
  • Basic - Ab €9/month

 

  • Einfache Verwaltung Ihrer Finanzen mit deutscher IBAN
  • Ein vollausgestattetes Konto in weniger als 10 Minuten
  • Inklusive Mastercard Karten, SEPA-Überweisungen & -Lastschriften
82

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A Taste

Highlights

  • Geschäftskonto & Karten
  • 30 Tage kostenlos. Immer unverbindlich
  • Basic - Ab €9/month

Top Features

  • Einfache Verwaltung Ihrer Finanzen mit deutscher IBAN
  • Ein vollausgestattetes Konto in weniger als 10 Minuten
  • Inklusive Mastercard Karten, SEPA-Überweisungen & -Lastschriften
qonto - DE - P Review

1

98

Free bank account + Mastercard

2

96

3

92

4

89

5

86

6

82

The Advantages of Neobanks

Always Available

Now you can Fully manage your bank account on-the-go using the app or desktop site 

Financial Control

Control your money with unique budgeting tools and real-time actions notifications

Safe & Secure

These services uses the highest level of security standards, regulations and funds protection, so your money will be safe

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.

Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.